Business Insurance
At Poco Insurance, we understand that your business is more than just a job—it's your livelihood. A sudden property loss or legal issue can disrupt your operations. That's why having a tailored commercial insurance policy is essential for protecting your business against the unexpected. Whether you’re a small business based in Port Coquitlam or operate across BC, our experienced team is here to provide the coverage you need.
Unmatched Coverage Options at Poco Insurance
Business Insurance Features
Every business is unique, and your insurance should reflect that. Whether you're a contractor, retailer, or manufacturer, we offer customized insurance solutions with coverage options that can be tailored to your specific needs, including:
Protects your business property such as, buildings, tools, machinery, equipment, unit upgrades, and stock against loss or damage.
Compensates your business for loss of sales and income due to an insured loss to your property.
Provides legal protection for your business due to accidental property damage or bodily injury as a result of your operations.
(Errors & Omissions)
Legal protection for your businesses for failing to provide proper professional service or advice.
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Directors and Officers liability - protects business owners, managers, and board members against corporate harming decisions. Medical Malpractice - extended professional liability coverage for medical practitioners. Pollution Liability - Protection against lawsuits due to environmental damage and injury.
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Enhance your policy with additional commercial coverages such as Crime, Equipment Breakdown, Cyber Protection, and More!
Why Choose Poco Insurance for Your Business?
Poco Insurance provides a wide range of policies designed to meet the unique needs of your industry. Our competitive pricing ensures you get comprehensive protection without breaking the bank. Plus, our knowledgeable team is always available to answer questions and help you make informed decisions.
Request a Business Insurance Quote
Frequently Asked Questions About Business Insurance
Have questions about business insurance? Here are answers to some of the most common inquiries we receive
How Much Does Business Insurance Cost?
The cost of business insurance varies depending on the size, industry, and specific risks associated with your business. For example, home-based businesses may be as little as $200 per year, while larger or higher-risk operations could exceed $10,000 annually. The best way to get an accurate estimate is to request a personalized quote from us.
Are Subcontractors Covered by my Liability Insurance?
Typically, subcontractors are not covered under your liability insurance, as they operate as independent entities. They should have their own insurance policies. However, some exceptions may apply depending on the type of policy, insurer, and the relationship between you and the subcontractor.
Do you offer business insurance packages?
Yes! Many of our insurers offer packaged policies that combine coverages such as property, liability, business interruption, crime, and more. These packages offer convenience and flexibility, allowing you to customize your coverage to suit your business's needs.
How can I determine the right coverage for my business?
While most businesses will need Commercial General Liability and Property Coverage, the right insurance for your business depends on its specific risks. Our team will work with you to assess your needs and recommend the best coverage options to protect your business from potential risks.
What types of businesses do you insure?
We offer insurance solutions for a broad range of businesses, from small home-based operations to contractors and large commercial enterprises. Whatever your industry, we have coverage options tailored to your unique needs.
Need to File a Claim?
We understand dealing with an insurance claim can be a stressful experience. At Poco Insurance, we are here to guide you through the process and make it as smooth as possible.
Business Insurance Quote Request
Please complete this form to start your business quote. Once received our office contact you within 1 business day (except weekend or holidays) to discuss your quote and obtain more information.