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Speciality Products & Services

But Wait! There's more. Along with our standard insurance products, our specialized policies offer coverage for unique situations or as an enhancement product to your existing Auto, Home, or Commercial policy

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Unmatched Coverage Options at Poco Insurance

Available Speciality Products & Services

Elevate your insurance coverage with our specially curated products including:

Umbrella Liability

Extend your safety net with an Umbrella Liability policy. It provides additional liability coverage and higher limits beyond your existing home, auto, or commercial policy.

Earthquake Deductible Buy Back

Don't let natural disasters shake your financial stability. Our Earthquake Deductible Buy Back policy cover any earthquake deductibles assessed from your primary home, condo, or commercial insurer.

Glass Breakage

An inexpensive policy intended to cover broken structural glass instead of having to use your primary home, condo, or commercial policy.

Excess Strata Deductible Assessment Coverage

A “Top Up” policy intended to cover high strata fire or water deductibles that may not be covered by your primary condo/townhome policy

Deductible Reimbursement

Mitigate the impact of claims on your wallet with our Deductible Reimbursement Policy -  Designed to reimburse you for various insurance deductibles in the event of a claim.

Special Event Liability

Host events with confidence knowing you're covered. Our Special Event Liability insurance provides comprehensive liability or property coverage for your gatherings, ensuring you're protected in every celebration.

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Why Choose Poco Insurance?

Our specialty products are crafted to fill the gaps in standard insurance policies, providing you with comprehensive coverage for all facets of your life. Our team understands the intricacies of these offerings, and we can use them to enhance your insurance portfolio, ensuring you're well-prepared for the unexpected.

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Click the "Request Quote" button and one of our specialty insurance brokers will contact you to start your quote or answer any questions you might have.
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Frequently Asked Questions about Speciality Products & Services

Have questions about our specialty products and services? Find answers here or get in touch with our expert brokers for more detailed information.

What does Special Event Liability insurance include?

It covers liabilities associated with hosting or organizing events, ensuring you're protected against potential claims.

How can the Deductible Reimbursement Policy benefit me?

It reimburses deductibles you have paid towards other policies such as your home, auto, boat and more!

Why do I need Excess Strata Deductible Assessment Coverage?

Most Condo policies only cover up to $100,000 against strata deductible assessments. If your condo’s strata’s deductibles are higher than what your underlying condo policy can cover, we can issue a “top up” Excess Strata Deductible Assessment policy to cover the difference.

Why do I need a separate policy for Glass Breakage, isn’t that cover under my home policy?

While most home policies do cover glass, the downside is you often have to pay a $1,000 deductible and have a claim against your home policy. Since glass claims are often small, it often isn’t worth going through the home insurer. By purchasing a separate glass policy, your claim will be handled by glass professionals and often with $0 Deductible.

How does Earthquake Deductible Buy Back work?

In the event of an earthquake where the damage is substantial enough that you must pay an earthquake deductible to your overlying Home, Condo, or Commercial insurance company, the Earthquake Deductible Buy Back policy will pay this Deductible on your behalf up to its policy limit.

How does Umbrella Liability work?

In the event your auto, home, or commercial liability coverage is inadequate or exhausted, an umbrella policy provides additional coverage up to its own policy limit. Many Auto or Home policies only offer coverage up to $2 to $5 Million, whereas an Umbrella policy can increase coverage up to an additional $10 Million.

Need to File a Claim?

We understand that dealing with an insurance claim can be a stressful experience. At Poco Insurance, we are here to guide you through the process and make it as smooth as possible.

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Residential Quote Request

Please complete the form below to start your home insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.

Product Selection

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If there is more than one owner or tenant, please include their name and date of birth in the comments section below.

Personal Information

Additional Applicant Information

If there is more than two owners or applicants, please include their name and date of birth in the comments section below.

Property Information

Do you currently carry insurance on this property?
If you don’t carry insurance, for what reason?
If able, please upload your most recent insurance policy for this property. For condo/townhome owners, please also include a copy of your strata’s building insurance.
Any Property Claims or losses, of any Kind, in the last 10 years?
If able, please upload your most recent insurance policy for this property. For condo/townhome owners, please also include a copy of your strata’s building insurance.

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