Farm Insurance
At Poco Insurance, we understand what it takes to keep your farm Moooooo-ving. Whether Whether you manage a large dairy operation or a small hobby farm, we’re here to help safeguard your agricultural assets. Our farm insurance solutions are designed to meet the unique needs of farmers in BC, offering you peace of mind as you navigate the uncertainties of farming life.
Unmatched Coverage Options at Poco Insurance
Farm Insurance Features
Farms vary in size, scale, and operations, so your insurance should be just as unique. Our farm insurance policies can be fully customized with a variety of features, including:
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Protects any homes or residences on the property against a variety of perils.
Extends coverage against loss or damage to barns, fencing, and farm outbuildings.
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Covers various farming machinery, tools and equipment against unexpected loss or damage.
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Provides compensation, due to an insured peril, for loss of livestock, poultry, and produce.
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Compensation for loss of farming income due to an unexpected, insured peril.
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Protect against liabilities related to your farming premises and operations.
Why Choose Poco Insurance for Your Farm Insurance?
When you choose Poco Insurance, you’re partnering with a team that truly understands the challenges of farming. With deep knowledge of the BC farming industry, we’re committed to providing you with tailored advice and insurance solutions that protect your hard work and legacy. Whether you’re just starting out or managing a multi-generational farm, we’ll ensure that you have the coverage you need.
Get a Custom Farm Quote
Frequently Asked Questions About Farm Insurance
Have questions about farm insurance? Here are some common inquiries that can help you understand how we can assist in protecting your agricultural interests. For more personalized advice, don’t hesitate to contact our brokers.
Why Do I Need Farm Insurance?
Farm insurance is specifically designed to protect against the unique risks associated with owning and operating a farm. A standard home insurance policy typically won’t cover the financial and liability exposures that come with farming, such as damage to crops, livestock, or farm equipment.
Can I run other types of businesses from my farm, like short-term rentals or a bed & breakfast?
Yes, we can often include short-term rental or bed & breakfast coverage as part of your farm insurance policy. However, each insurer has a different approach, so it's essential to discuss your plans with a broker to ensure you have the right coverage. In some cases, an additional policy may be necessary.
What does farm insurance cover?
Farm insurance can be fully customized to cover everything from buildings, machinery, livestock, and produce to business interruptions. Whether you have a large commercial operation or a small hobby farm, we’ll design a policy that fits your needs.
I live on ALR (Agricultural Land Reserve) land and do minimal farming. Do I still need a farm policy?
It depends on the type of property and your farming activities. For minimal farming, we may be able to cover your property under a homeowner’s policy with a hobby farm extension. If your operations are more extensive, a full farm policy may be required. Our brokers can help determine the best coverage for your situation.
Need to File a Claim?
We understand dealing with an insurance claim can be a stressful experience. At Poco Insurance, we are here to guide you through the process and make it as smooth as possible.
Residential Quote Request
Please complete the form below to start your home insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.