RV & Travel Trailer Insurance
Your RV, motorhome, travel trailer, or camper isn’t just a vehicle—it’s your home on wheels. Whether you're exploring the scenic views of British Columbia or embarking on an unforgettable cross-country journey, Poco Insurance is here to ensure you have the right protection for a worry-free adventure.
Unmatched Coverage Options at Poco Insurance
RV & Travel Trailer Insurance Features
While your RV or travel trailer must be licensed and insured through ICBC Basic Autoplan, many essential coverages are only available through a dedicated RV or travel trailer policy. We offer enhanced protection with options such as:
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In the event of a total loss, rest easy knowing that this coverage will replace your written off RV or Trailer with a brand new model.
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Provides protection for your RV or Trailer against various perils, including Collision, Fire, Theft and more!
& Premises Liability
Gives legal protection against accidental property damage or bodily injury due to the operation of your vehicle/ trailer or for the premises it occupies.
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Covers personal property normally kept in your RV or Trailer such as furniture, electronics, kitchenware, and supplies.
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Compensates you for emergency towing or service if your vehicle is disabled or breaks down.
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Pays for unexpected expenses–such as accommodations or meals, should you be unable to use your RV or Trailer following an insured loss.
At Poco Insurance, we understand that your RV or travel trailer is more than just a vehicle—it's an essential part of your lifestyle. Whether you're an occasional weekend adventurer or a full-time traveler, our Port Coquitlam-based brokers are here to help you find the perfect policy to suit your needs. We’ll provide tailored coverage that protects you and your home away from home, so you can focus on creating lasting memories.
Get a Custom RV or Trailer Quote
Frequently Asked Questions about RV & Travel Trailer Insurance
Have questions about RV or travel trailer insurance? Here are some common inquiries. For more personalized advice, don’t hesitate to get in touch with our expert brokers.
Does my vehicle insurance cover my trailer or camper?
No, your vehicle insurance does not automatically cover your trailer or camper. While ICBC provides coverage for your towing vehicle, you’ll need a separate policy for your trailer or camper. We offer coverage options through both ICBC and private insurers, ensuring you get the best protection.
Can I insure my travel trailer if I live in it full-time?
Yes! Some insurers provide coverage for full-time travel trailer residences. However, additional precautions, such as installing skirting, may be required. Our brokers can guide you through the process and recommend the best options.
What factors affect my RV or Travel Trailer’s insurance rates?
Several factors influence your rates, including the age and value of the RV, your driving history, and the level of coverage you choose. To obtain a quote, please contact us.
Doesn’t ICBC Insure RV’s & Travel Trailers? Why do I need a separate policy?
While ICBC provides mandatory Basic coverage and optional add-ons, a private RV or travel trailer policy offers critical coverages that ICBC doesn't provide. This includes Guaranteed Replacement Cost, Contents Coverage, and Premises Liability, all tailored to protect your unique needs on the road.
What makes RV & Travel Trailer Insurance different from regular auto insurance?
RV & Travel Trailer insurance combines the best features of both auto and home insurance. In addition to vehicle coverage, it protects your belongings, offers emergency vacation expenses, and ensures you’re covered in case of accidents or damage to your RV or trailer. It’s a comprehensive solution that supports your travel lifestyle.
Need to File a Claim?
We understand dealing with an insurance claim can be a stressful experience. At Poco Insurance, we are here to guide you through the process and make it as smooth as possible.
Auto Insurance Request
Please complete the form below to start your Auto insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.