This is some text inside of a div block.

Condo & Townhome Insurance

Whether you live in a bustling Port Coquitlam apartment or a serene townhouse elsewhere in BC, our experienced team will provide a tailored custom condo insurance policy that offers peace of mind that your property is protected.

Request Quote

Unmatched Coverage Options at Poco Insurance

Condo & Townhome Insurance Features

While the strata corporation is often responsible for insuring the building structure, your condominium policy provides many coverages and features such as:

Personal Contents Coverage

Protects the contents of your condo unit against loss or damage, including electronics, appliances, furniture, and other personal belongings.

Unit Betterments & Improvements Protection

Covers the cost to repair upgrades that have been done to your unit, such as upgraded flooring or a kitchen and bathroom renovation.

Additional Living Expenses

Provides financial support for additional expenses, such as hotel stays and meals, if you're temporarily displaced from your home following a claim.

Personal Liability

Gives legal protection against accidental property damage or bodily injury caused to others.

Strata Deductible, Loss Assessment, & Unit Contingent Coverage

A trio of coverage that covers your assessed portion of insurable damage to the building, including if you are assessed the entire Strata Insurance Deductible.

Additional Coverages

Your policy can be fully customized with additional protection against Sewer Backup, Flood, Earthquake, and more!

This is some text inside of a div block.

Why Insure your Condo with Poco Insurance?

Choosing our insurance services means opting for a partner who understands the nuances and complexities of insuring a condo in British Columbia. Each condo is unique and depending on how the strata is insured, very specific coverage may need to be added to your policy. We are committed to offering you a policy that not only meets the minimum requirements but also provides the comprehensive protection you deserve.

Get a Custom Condo Quote
Click on the "Request Quote" button and one of our specialized brokers will contact you to start your quote
Request Quote

Frequently Asked Questions about Condo Insurance

Have questions about condo/townhome insurance? We've compiled some common inquiries to help you understand your coverage options. For more detailed information, please consult with our brokers.

How can I determine the right amount of Condo Insurance coverage?

We recommend doing an inventory of all of your personal property and then evaluate the cost to replace everything "Brand New". This total is what you will declare as your Personal Contents Coverage Limit. In order for us to calculate how much protection you will need from Strata related insurance assessments, please send us the latest copy of your building’s Strata Insurance policy.

My Strata has a very high Water Deductible? What should I do?

Most of our condo insurance companies are capable of providing up to $100,000 of Strata Deductible Assessment protection. If your Strata Deductible is over $100,000, don’t worry, we have several Excess Strata Deductible Assessment Policies we can issue to “Top Up” your coverage.

Does Condo insurance cover perils like Floods or Earthquakes?

Flood and Earthquake Coverage may be added as an additional coverage onto most condo policies. Not only do these coverage protect your unit, but they can also provide protection against strata related assessments during a flood or earthquake claim.

What is the difference between Apartment, Condo, and Townhome insurance?

The different terms more so reflect their building design rather than how the insurance functions. For insurance purposes, Stratified Apartments, Condos, and Townhomes are all insured as "Condominiums" (condos).

The Strata has insurance, why do I need Condo Insurance?

While the Strata does insure the Building Structure, you are still responsible to insure your unit’s Personal Property, Unit Betterments & Improvements, Additional Living Expenses, Personal Liability, and Protection against Strata Assessments including Deductible Assessments in case of insurable damage to the Building (ex. A water claim that originates from your sink and damages units around you).

Need to File a Claim?

We understand that dealing with an insurance claim can be a stressful experience. At Poco Insurance, we are here to guide you through the process and make it as smooth as possible.

Get Started with your claim

Residential Quote Request

Please complete the form below to start your home insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.

Product Selection

**Which product(s) would you like a quote for?**
(Please select all that apply)
If there is more than one owner or tenant, please include their name and date of birth in the comments section below.

Personal Information

Additional Applicant Information

If there is more than two owners or applicants, please include their name and date of birth in the comments section below.

Property Information

Do you currently carry insurance on this property?
If you don’t carry insurance, for what reason?
If able, please upload your most recent insurance policy for this property. For condo/townhome owners, please also include a copy of your strata’s building insurance.
Any Property Claims or losses, of any Kind, in the last 10 years?
If able, please upload your most recent insurance policy for this property. For condo/townhome owners, please also include a copy of your strata’s building insurance.

Contact Information

Which Contact method do you prefer?

Additional Information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.