Motorcycle Insurance
Whether you're cruising through Port Coquitlam or embarking on a cross-country adventure, Poco Insurance has you covered. We understand how important your motorcycle is to you, and we’re proud to offer private motorcycle insurance that goes beyond the basic coverage provided by ICBC. Ride with confidence, knowing that we’ve partnered with top insurers to provide you with enhanced protection and peace of mind.
Unmatched Coverage Options at Poco Insurance
Private Motorcycle Insurance Features
While riders are still required to obtain Basic Autoplan and Extended Third Party Liability through ICBC, our network of Private Motorcycle Insurers are able to offer superior “Own Damage” coverage for your bike with enhanced features such as:
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If your bike is written off, whatever value is listed on your policy is what you will receive. No adjuster appraisal, no haggling, no surprises!
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Private Policies are issued annually so your bike is always protected. Whether it’s on the road or in storage, you never have to worry if your ride is covered or not.
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Protect the gear that protects you. Your policy covers your helmet and other riding gear should it be damaged in a claim.
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Reimburses you for unexpected travel, lodging, or transportation costs if you have a covered loss while you’re traveling away from home.
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Reimbursement if your keys are stolen and the bike needs to be rekeyed.
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Reimburses costs associated with towing or emergency services if your bike is disabled or breaks down.
Why Choose Poco Insurance for Your Motorcycle Coverage?
At Poco Insurance, . We understand that every rider and every bike is unique, and we’re committed to offering a custom motorcycle policy that fits your specific needs. Whether you're a casual rider or a seasoned enthusiast, we'll help you find the coverage you deserve.
Get a Custom Motorcyle Quote
Frequently Asked Questions about Motorcycle Insurance?
Have questions about motorcycle insurance? Below are some common inquiries. For more specific advice, contact our expert brokers, who will be happy to guide you through your options.
Can I just insure my motorcycle through ICBC?
Yes, you can insure your motorcycle solely through ICBC, and in some cases, it may be the best option. However, many riders find that they can get better coverage and pricing by insuring their motorcycle through a private insurer. We’ll help you determine the best approach for your situation.
Does my Home Insurance Cover my Motorcycle during the Off Season?
No, Home Insurance policies do not cover motorcycles, or any other motor vehicle for that matter. Having a private motorcycle policy ensures your bike is protected year round against loss or damage.
Can I cancel my private insurance during the off-season if I only use my motorcycle in the summer?
Private motorcycle policies are priced knowing that most bikes are only ridden during the summer months. For this reason, there is very little refund if the policies are canceled midterm. Some exceptions can be made, such as when a bike is sold. It is to the owners benefit to have their bike protected year round as a fie or theft can occur at anytime. Also, Home Insurance policies do not cover motorcycles.
How much does private motorcycle insurance cost?
The cost of private motorcycle insurance can vary depending on factors like your riding history, the type of bike you own, and the level of coverage you choose. Most policies start around $225 per year, but for an exact quote, please reach out to us directly.
If I purchased a private Motorcycle Policy, Do I still need ICBC?
Yes, you still need to purchase Basic ICBC Autoplan and any Extended Third Party Liability coverage before you ride. However, if your bike is off the street, ICBC liability is not required, as your private motorcycle insurance will cover your bike against fire, theft, and other perils.
Need to File a Claim?
We understand dealing with an insurance claim can be a stressful experience. At Poco Insurance, we are here to guide you through the process and make it as smooth as possible.
Auto Insurance Request
Please complete the form below to start your Auto insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.