Tenant Insurance
Renting is an exciting milestone, but it can also feel overwhelming, especially when it comes to protecting your personal property. At Poco Insurance, we’re here to help you navigate the process and provide a Tenant Insurance policy that gives you peace of mind, knowing your belongings and liability are covered. Whether you're renting a house, apartment, or condo, we’ve got the right coverage for you.
Home INsurance Features
Tenant Insurance Features
Tenant insurance offers a wide range of coverage, including some key protections that you may not have considered. Each policy includes:
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Protects your contents including electronics, clothing, furniture, and other belongings in case of loss or damage. Most policies will replace your damaged contents with Brand New ones (Known as “Replacement Cost”)
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Provides financial support for additional expenses, such as hotel stays and meals, if you're temporarily displaced from your home following a claim.
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Gives legal protection against accidental property damage or bodily injury caused to others. (Ex. Accidentally starting a fire that damages your landlord’s property)
Your policy can be fully customized with additional protection against Sewer Backup, Flood, Earthquake, and more!
Why Choose Poco Insurance for Your Tenant Insurance?
At Poco Insurance, we’ve been helping renters in Port Coquitlam for over 30 years. We’re not just brokers—we’re your neighbors. By combining our local knowledge with extensive insurance experience, we offer policies that are specifically tailored to meet your unique needs. We’ll work with you every step of the way to ensure you're fully protected.
Get a Custom Tenant Quote
Frequently Asked Questions about Tenant Insurance
Have questions about tenant insurance? Here are some common inquiries. For more detailed advice, we encourage you to reach out to one of our expert brokers, who can help guide you through your options.
Can I Cancel or Transfer my Tenant Insurance when I Move?
Yes, you can cancel your tenant insurance at any time. Keep in mind there may be fees if you cancel mid-term. The best option is often to transfer your policy to your new address. This helps you save time, money, and ensures your personal insurance history stays intact.
Can I add my roommate to the insurance?
Yes, if you live in a rental with no more than 2 or 3 unrelated people (including yourself), you may be able to add your roommate(s) to your tenant insurance policy. This makes it easier to share coverage for your shared living space.
How much does tenant insurance cost?
The cost of tenant insurance can vary depending on factors such as your age, claims history, location, and the amount of coverage you choose. Most policies start around $20 a month and increase as you add more property or coverage options. For a personalized quote, click “Request a Quote” or contact us directly.
Does my Landlord’s Insurance Cover me?
No, your landlord’s insurance is designed to protect their home and their property, not your personal belongings. As a tenant, it’s your responsibility to purchase your own tenant insurance to protect yourself and your possessions.
I don’t own anything, why do I need Tenant Insurance?
Even if you don't think you own much, the cost to replace everyday items can quickly add up—think of your clothing, smartphone, and TV. That’s easily worth $2,000 or more. Tenant insurance also protects you in case of accidental damage to the rental, such as starting a fire, which could result in costly liability. Having tenant insurance ensures that both your belongings and legal responsibilities are covered.
Need to File a Claim?
We understand dealing with an insurance claim can be a stressful experience. At Poco Insurance, we are here to guide you through the process and make it as smooth as possible.
Residential Quote Request
Please complete the form below to start your home insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.